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NiceNaira Loan App Review, Is NiceNaira Loan Legit? (Know This Now)

Have you been searching all this time to know the NiceNaira loan app review, the NiceNaira loan app USSD code or how to get a loan from NiceNaira loan app easily and without stress, while we also have some people asking is NiceNaira loan legit, this article is an overview on everything you need to know about Nice Naira loan app. Some questions pertaining to the NiceNaira app were all given answers to in which the NiceNaira loan Requirements (eligibility), repayment weren’t excluded.
They were all written purposely to give you a better insight or understanding on what the NiceNaira loan app and how it’s been used.Â
Also, understand that this article is basically written to provide you details on how to get a loan from NiceNaira loan app but I can’t go straight to the point without letting you know what is required to the loan successfully, including the amount of money you can borrow from NiceNaira and other things mentioned earlier.
So before learning how to get a loan from NiceNaira loan app in 2023, briefly take a look at what NiceNaira is all about below:
About Nice Naira Loan App
As mentioned earlier, this article is all about the NiceNaira loan app review, an overview of everything you need to know about the app, however, here is a brief detail about the NiceNaira loan app.
NiceNaira loan app is a digital loan app purposely made to provide short term loans to user’s. It’s an app very similar to raven banking platform, RealCredit  loan app, firstnell loan app, soft naira loan app etc.
Currently, the Nice Naira Loan App has been downloaded for more than 500k times on playstore, an app showcasing platform owned by Google.
Using Nice Naira Loan App can enable you to get a loan from the sum of N3000 to N50,000 only without collateral.Â
However, you should understand that you may not be able to get a loan which is more than N3000, this is common amongst the loan app yet, you can read an article about the Palmpay loan app which enables you to borrow beyond N3000 as a new customer.
Why Choose a NiceNaira Loan App?
Before you learn how to get a loan from NiceNaira loan app, it’s essential you know choosing the NiceNaira loan app is advantageous.
1. Secure And Reliable: NiceNaira loan app is a secure and one of the most reliable loan app that shun the idea of sharing the informations of user’s with third parties. While using the loan app, all your data is totally safe and secure.
2. Quality Customer Service: Another advantage of using NiceNaira loan app is the fact that they ensure quality customer service is being provided. Their support service is reliable and available 24/7.
3. Easily Get A Loan From NiceNaira Loan App: You can easily get a loan from NiceNaira loan app with flexible requirements.
This is to say that NiceNaira loan Requirements (eligibility) is easy to meet up to get a loan from them and while getting approved by some other loan apps takes hours or days, Nice Naira disburse money into any given account within minutes, even with the NiceNaira USSD code or their transfer code.
NiceNaira Loan Requirements
Another thing you must know before you learn how to get a loan from NiceNaira loan app is the NiceNaira loan requirements.Â
All digital banking platforms have their own loan requirements, while some are rigid, there are some loan apps that have flexible requirements and this is where NiceNaira loan app belongs.
Below are the Nice Naira Loan App Requirements (Eligibility) You Must Know To Get A Loan.
- You must be a Nigeria citizen.
- You must be at least 18 years of age.
- You must have a good credit score.
- You mustn’t have outstanding loan with other bank.
- Ensure your active phone number is connected to your BVN.
- Your phone number must be active.
Those are the 6 essential NiceNaira loan requirements to get a loan.
Nice Naira Loan App Interest Rate
On money you borrow from NiceNaira Loan App, there’s always an interest rate which ranges from 2% -35%.
NiceNaira Loan Repayment Period
Repaying your loan on or before the repayment period will surely increase your credit score and help you to borrow up to the maximum amount which is currently N50,000.
NiceNaira have two repayment periods, they are 61 days (sixty one days) and 180 days (one hundred and eighty days).
NiceNaira USSD Code & NiceNaira Transfer Code Usage Guidelines
The NiceNaira USSD code and the NiceNaira transfer code is a kind of code more like the USSD code to check balance on Mtn, Glo, Airtel or bank account balance.
 The NiceNaira USSD code can be used to carry out transactions on the NiceNaira loan app.
Different Between NiceNaira USSD & NiceNaira Transfer Code
NiceNaira loan app USSD code is the general name for any code that starts with * and ends with #, they’re basically used to carry out transaction on the app or check balance.Â
While the NiceNaira transfer code is a kind of code assigned by the app to transfer money from banks to banks. A good example is the Access Bank transfer code *426# or *901# etc.
What Is NiceNaira Loan App USSD Code And Transfer Code?
Currently, NiceNaira hasn’t unveiled their USSD code and transfer code.Â
Yet, we look forward to this because it is one of the Important qualities of online lending loan apps.
How Much Can I Borrow From NiceNaira Loan App In Nigeria?
Another very important thing I’ve briefly mentioned above is how much you can borrow from NiceNaira loan app.
Though, you can get a loan from Nice Naira loan app but unfortunately you may not get a loan beyond N3,000 from the loan app as a first timer because the minimum amount of you can borrow on NiceNaira loan app is N3,000 while the maximum borrowable amount is N50,000 only.
Below, you will learn the step by step guides on how to get a loan from NiceNaira loan app without collateral.
How To Get A Loan From NiceNaira Loan App Without Collateral

NiceNaira Loan App Review, Is NiceNaira Loan Legit? (Know This Now)
Step 1: On How To Get A Loan From NiceNaira Loan App
Before Nice Naira loan can be accessible by you, you must download NiceNaira loan app or apk from any trusted app store. However, the most recommended place to download NiceNaira loan app is playstore because it’s an app founded by Google.
Download and install the app on your Android phone.
Step 2: On How To Get A Loan From SoftNaira Loan App Without Collateral
Open and sign up on the NiceNaira loan app with your active phone number, especially the one which is connected to your BVN.
Note: Your account will be debited N30 purposely to bind your ATM to your NiceNaira account.
Is NiceNaira Loan Legit?
Is NiceNaira loan legit?Â
This is a good question which must be attended to.
Before banking with any digital banking app, it’s essential user’s find out the legitimacy of such an app to prevent had I know. However, the NiceNaira loan app claims they are legit.Â
But is it enough to convince user’s?
Absolutely not, I will enjoin lenders to do a deeper research by reading user’s reviews about the loan app on playstore and on other app stores.
There, the answer to the question” is NiceNaira loan Legit” will be found.
 A legitimate banking platform must be approved by the central bank of Nigeria (CBN) and insured by NDIC.
As per my view here at aloba website, what I can see is that the NiceNaira Loan App is currently not approved by CBN. This simply shows I’m not endorsing them or any other loan app for any reason.
NiceNaira Loan App Customer Service
You might possibly want to get in touch with them at Nice Naira, below are their contacts:
Website: www.nicenaira.com
Hotline: +234-803-4063-318, Call from 9am-6pm) (Monday-Friday).
Email: customerservice@nicenaira.com
Conclusion On How To Get A Loan From NiceNaira Loan App
You’ve read article about NiceNaira loan review, the USSD code, requirements, repayment period, is Nice Naira loan Legit, how much Nice Naira can loan out, Nice Naira loan app interest rate, Nice Naira USSD code, transfer code and lastly how to get a loan from NiceNaira loan app.
Everything was written to give you better insight on what the loan app is and how it’s been used. However, you can visit their official website “nicenaira.com” to get any further information you wish to know from them.
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